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Insurance thread

Posted: Mon Jul 06, 15 9:54 pm
by GJUK
Thought it would be helpful to perhaps start an insurance thread.

Post up:

Age:
Who you are insured with:
What you pay:
Agreed value: yes/no/rough amount

location Linolnshire


Might help others looking for renewals?

Jon



Age: 30
Who you are insured with: NSRA
What you pay: £130 p/a
Agreed value: yes/no/rough amount
Yes 20k

insurance thread

Posted: Tue Jul 07, 15 9:00 am
by procharged
does anyone know a company that does laid up insurance ?

Posted: Tue Jul 07, 15 9:38 am
by GJUK
A-Plan insurance do. They have in sured my cars in the past, ~£30 for the year agreed valuation when I last did it.

Posted: Tue Jul 07, 15 10:13 am
by jerry
Classic Line also offer 'laid up' insurance

Posted: Tue Jul 07, 15 11:20 am
by Dom66
Good Idea

Age 49
With Hagerty
Premium £148
5000 miles limit
Agreed value 10k (maximum allowed as currently not garaged, would be 15)

Posted: Tue Jul 07, 15 7:35 pm
by ScottyDave
Good thread idea, it'll help when I start looking around for some :thumbright:

Re: insurance thread

Posted: Tue Jul 07, 15 8:36 pm
by Gareth
procharged wrote:does anyone know a company that does laid up insurance ?
RH Insurance also do laid up cover.

Posted: Tue Jul 07, 15 10:02 pm
by John
Hey Gareth, you must be getting no claims discount on your laid up insurance by now aint cha? ;)

Oh and you Bish if your reading :lol:

Posted: Tue Jul 07, 15 10:09 pm
by Mick
JohnS wrote:Hey Gareth, you must be getting no claims discount on your laid up insurance by now aint cha? ;)

Oh and you Bish if your reading :lol:
They both got a discount for the 20 yr version.

Posted: Wed Jul 08, 15 12:30 am
by andyrob
Ive just paid £375 in total, limited miles for my charger and 'modified' coronet with high agreed values , age about 43 I think
That is cheap !!
obviously RH
Latil put me onto to them a fews ago & ive never even bother to shop around at renewal time
:thumbright:

Posted: Wed Jul 08, 15 12:33 am
by Cannonball
andyrob wrote:Ive just paid £375 in total, limited miles for my charger and 'modified' coronet with high agreed values , age about 53 I think
That is cheap !!
obviously RH
Latil put me onto to them a fews ago & ive never even bother to shop around at renewal time
:thumbright:
u bloody buller :shock: ;) :lol:

Posted: Wed Jul 08, 15 12:49 am
by andyrob
Cannonball wrote:
andyrob wrote:Ive just paid £375 in total, limited miles for my charger and 'modified' coronet with high agreed values , age about 43 I think
That is cheap !!
obviously RH
Latil put me onto to them a fews ago & ive never even bother to shop around at renewal time
:thumbright:
u bloody buller :shock: ;) :lol:
no £375 is correct !!
:lol:

Posted: Wed Jul 08, 15 7:10 am
by Minty
RH insurance agreed value £9000 garaged 5000 miles per annum
£126 this year

Posted: Wed Jul 08, 15 8:10 am
by Pete
I think Age and LOCATION are the key points on classic car insurance..

Posted: Wed Jul 08, 15 11:30 am
by Rebel
Pete wrote:I think Age and LOCATION are the key points on classic car insurance..
I Agree, especially location. Your post code makes a lot of difference, an address at opposite ends of the street can vary wildly on the quoted amount to insure any car, not just classics.
Also worth checking your address's history, it's possible that a previous owner / tenant was a bit of a toe rag and defaulted on any finance they may have had. This will show against your address and can cause premiums to be higher than expected.
If you do find anything recorded against your address, experian or equifax will help to correct it