Insurance thread

GJUK · Post by **GJUK** » Mon Jul 06, 15 9:54 pm

Thought it would be helpful to perhaps start an insurance thread.

Post up:

Age:
Who you are insured with:
What you pay:
Agreed value: yes/no/rough amount
location Linolnshire

Might help others looking for renewals?

Jon

Age: 30
Who you are insured with: NSRA
What you pay: £130 p/a
Agreed value: yes/no/rough amount Yes 20k

procharged · Post by **procharged** » Tue Jul 07, 15 9:00 am

does anyone know a company that does laid up insurance ?

GJUK · Post by **GJUK** » Tue Jul 07, 15 9:38 am

A-Plan insurance do. They have in sured my cars in the past, ~£30 for the year agreed valuation when I last did it.

jerry · Post by **jerry** » Tue Jul 07, 15 10:13 am

Classic Line also offer 'laid up' insurance

Dom66 · Post by **Dom66** » Tue Jul 07, 15 11:20 am

Good Idea

Age 49
With Hagerty
Premium £148
5000 miles limit
Agreed value 10k (maximum allowed as currently not garaged, would be 15)

ScottyDave · Post by **ScottyDave** » Tue Jul 07, 15 7:35 pm

Good thread idea, it'll help when I start looking around for some

Gareth · Post by **Gareth** » Tue Jul 07, 15 8:36 pm

procharged wrote:does anyone know a company that does laid up insurance ?

RH Insurance also do laid up cover.

John · Post by **John** » Tue Jul 07, 15 10:02 pm

Hey Gareth, you must be getting no claims discount on your laid up insurance by now aint cha?

Oh and you Bish if your reading

Mick · Post by **Mick** » Tue Jul 07, 15 10:09 pm

JohnS wrote:Hey Gareth, you must be getting no claims discount on your laid up insurance by now aint cha?

Oh and you Bish if your reading

They both got a discount for the 20 yr version.

andyrob · Post by **andyrob** » Wed Jul 08, 15 12:30 am

Ive just paid £375 in total, limited miles for my charger and 'modified' coronet with high agreed values , age about 43 I think
That is cheap !!
obviously RH
Latil put me onto to them a fews ago & ive never even bother to shop around at renewal time

Cannonball · Post by **Cannonball** » Wed Jul 08, 15 12:33 am

andyrob wrote:Ive just paid £375 in total, limited miles for my charger and 'modified' coronet with high agreed values , age about 53 I think
That is cheap !!
obviously RH
Latil put me onto to them a fews ago & ive never even bother to shop around at renewal time

u bloody buller

andyrob · Post by **andyrob** » Wed Jul 08, 15 12:49 am

Cannonball wrote:
andyrob wrote:Ive just paid £375 in total, limited miles for my charger and 'modified' coronet with high agreed values , age about 43 I think
That is cheap !!
obviously RH
Latil put me onto to them a fews ago & ive never even bother to shop around at renewal time

u bloody buller

no £375 is correct !!

Minty · Post by **Minty** » Wed Jul 08, 15 7:10 am

RH insurance agreed value £9000 garaged 5000 miles per annum
£126 this year

Pete · Post by **Pete** » Wed Jul 08, 15 8:10 am

I think Age and LOCATION are the key points on classic car insurance..

Rebel · Post by **Rebel** » Wed Jul 08, 15 11:30 am

Pete wrote:I think Age and LOCATION are the key points on classic car insurance..

I Agree, especially location. Your post code makes a lot of difference, an address at opposite ends of the street can vary wildly on the quoted amount to insure any car, not just classics.
Also worth checking your address's history, it's possible that a previous owner / tenant was a bit of a toe rag and defaulted on any finance they may have had. This will show against your address and can cause premiums to be higher than expected.
If you do find anything recorded against your address, experian or equifax will help to correct it

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