
What is the general consensus about storing / backing up in a cloud rather than on a bit of electronics in your own house?
I had a WD My Cloud 2TB which backs up everything on my PC and I can access it anywhere I can get internet.
Seemed a great idea, simple and easy to use.
it has now failed at 2 years 2 months (2 year warranty!!

I am wary of getting another one, and PC World say they do their own cloud which is online storage on their servers for £30 a year for 2TB, or £90 for 5 years, with access anywhere with internet. 4TB is only £150 for 5 years and 10 devices can be backed up to it.
This is cheaper than my failed WD My Cloud which was £130 and I dont then have to buy any hardware.
What do you all do these days for PC back up?